Why Your Interest Rate Isn’t the Whole Story

Copy of Copy of Copy of Heading (4)

You found a great interest rate—but don’t sign just yet! Look at the APR (Annual Percentage Rate), which includes:

  • The interest rate

  • Loan origination fees

  • Points

  • Mortgage insurance

  • Other closing costs

A loan with a lower interest rate might have higher fees, so the APR gives you a more accurate picture of total cost over time.

✅ Pro tip: Compare APR to APR (not just rate to rate) when shopping lenders to make sure you're truly getting the best deal.

Loading Contact Me...
Home
Properties
About Me
Neighborhood News
eho-89x83.png
realtor_white-71x83.png

Terms Of Use | Privacy Policy | Accessibility Statement | Fair Housing Notice

© 2025 MoxiWorks

©ERA 2025. All rights reserved. ERA® and the ERA Logo are registered service marks owned by ERA Franchise Systems LLC. ERA Franchise Systems LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to ERA Franchise Systems LLC nor any of its affiliated companies