⚠️ Common Title Issues That Can Delay Your Closing Even if a home looks perfect on the outside, issues with the title can cause major closing delays-or even stop the sale completely. Some common problems include: Liens or unpaid property taxes Errors in public records (wrong names, incorrect legal descriptions) Boundary disputes or unrecorded easements […]
Read More🕰️ THE HISTORY OF ESCROW AND TITLE INSURANCE – AND WHY IT STILL MATTERS Escrow and title insurance both emerged to solve an old problem: how do you safely transfer property from one person to another? In the early 1900s, buyers often purchased homes without knowing whether the seller truly had legal ownership-or if the […]
Read More🔒 WIRE FRAUD IN REAL ESTATE: HOW TO PROTEXT YOURSELF DURING CLOSING Real estate wire fraud is on the rise, with scammers intercepting or impersonating escrow instructions to steal large sums of money-often a buyer’s entire down payment. Protect yourself with these steps: Always verify wiring instructions by phone-call your escrow officer at a known […]
Read More📝 STEP BY STEP: WHAT HAPPENS DURING ESCROW? Escrow is the neutral “holding period” between offer acceptance and closing. Here’s what happens during that time: Escrow is opened – Buyer deposits earnest money Title search is conducted – To confirm clean ownership Inspections & appraisals happen – To verify condition and value Loan processing continues […]
Read More🛡️ WHAT IS TITLE INSURANCE – AND WHY DO YOU NEED IT? Title insurance protects you from financial loss due to problems with a property’s ownership history. Before closing, the title company will do a deep search to ensure the seller legally owns the home-but even the best searches can miss things like: Undisclosed heirs […]
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