TITLE AND ESCROW

⚠️ Common Title Issues That Can Delay Your Closing

By Mallory Janssen | Jul 24, 2025

⚠️ Common Title Issues That Can Delay Your Closing Even if a home looks perfect on the outside, issues with the title can cause major closing delays-or even stop the sale completely. Some common problems include: Liens or unpaid property taxes Errors in public records (wrong names, incorrect legal descriptions) Boundary disputes or unrecorded easements […]

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🕰️ The History of Escrow and Title Insurance—And Why It Still Matters

By Mallory Janssen | Jul 24, 2025

🕰️ THE HISTORY OF ESCROW AND TITLE INSURANCE – AND WHY IT STILL MATTERS Escrow and title insurance both emerged to solve an old problem: how do you safely transfer property from one person to another? In the early 1900s, buyers often purchased homes without knowing whether the seller truly had legal ownership-or if the […]

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🔒 Wire Fraud in Real Estate: How to Protect Yourself During Closing

By Mallory Janssen | Jul 24, 2025

🔒 WIRE FRAUD IN REAL ESTATE: HOW TO PROTEXT YOURSELF DURING CLOSING Real estate wire fraud is on the rise, with scammers intercepting or impersonating escrow instructions to steal large sums of money-often a buyer’s entire down payment. Protect yourself with these steps: Always verify wiring instructions by phone-call your escrow officer at a known […]

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📝 Step-by-Step: What Happens During Escrow?

By Mallory Janssen | Jul 23, 2025

📝 STEP BY STEP: WHAT HAPPENS DURING ESCROW? Escrow is the neutral “holding period” between offer acceptance and closing. Here’s what happens during that time: Escrow is opened – Buyer deposits earnest money Title search is conducted – To confirm clean ownership Inspections & appraisals happen – To verify condition and value Loan processing continues […]

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🛡️ What Is Title Insurance—and Why Do You Need It?

By Mallory Janssen | Jul 23, 2025

🛡️ WHAT IS TITLE INSURANCE – AND WHY DO YOU NEED IT? Title insurance protects you from financial loss due to problems with a property’s ownership history. Before closing, the title company will do a deep search to ensure the seller legally owns the home-but even the best searches can miss things like: Undisclosed heirs […]

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